Choosing a trip insurance plan can be difficult. A myriad of options exists, and everyone’s needs vary. Before you plan your next excursion, consider these travel insurance recommendations.
Is It Worth It?
Travel is fraught with potential problems. Purchasing a travel insurance policy can protect you from the following and more:
- Missed flights
- Lost or delayed baggage
- Illness or injuries
- Canceled tours
- Repatriation of remains should you die
- Emergency weather evacuation
- Rental car accident protection
Sure, none of the above may happen to you. But just imagine if it does ,is the added expense of an insurance premium worth the peace of mind that comes from knowing that you are covered in the event of an emergency? If the answer is “yes,” you should seriously consider purchasing a comprehensive trip insurance policy.
Determine what is covered by your homeowners and health insurance policies and what your credit card companies may offer in terms of protection. Look for a policy that will fill in the gaps.
You should also consider your specific needs. If you plan to travel three or more times in a year for business or for pleasure, a multi-trip policy may be a more cost-effective option. Such a policy covers all trips for 365 days.
Don’t let travel tension ruin your next vacation or business trip. Follow these travel insurance recommendations for smooth, stress-free sailing!